9 Tips to Decorate Your Home Like a Minimalist

18 April,

Take A Look Around Your Home. Look At All The Furniture In Each Room Carefully. Turn Your Head To The Portraits Hanging On The Wall And The Objects That Sit On Your Tabletops. Does Everything Need To Be There? Or Can You Do Away With It? Minimalism Is Just That. And A Lot Of Homes Are Turning To This Refreshing Way Of Living Where Living Becomes Neat, Organised And Clutter-Free.

The Minimalist Decorating Style Is An Exercise In Restraint, Where Space, Lighting, And Objects Play Equally Important Roles. This Style Demands You To Pare Down Your Furnishings To The Bare Essentials So That You’re Left With A Set Of Curated Objects That Deliver Maximum Impact. Far From Being Boring, This Style Is Bold, Functional And Highly Memorable.

We Have Nine Tips For Those Of You Who’re Planning To Experiment With Simple, Sophisticated Interiors For A Change.

Minimalist Style Decor Tip #1 Use A Restrained Color Palette

Buy a Property in Ghodbunder Road Thane
Credit : Freepik.Com

Minimalist Style Decor Tip

#1 Use A Restrained Color Palette

Light Colors Such As White Along With Understated Neutrals, Barely-There Greys, And Pastels Are Intrinsic To Minimalist Homes. Though You Could Add Brighter Colors, We Suggest You Stick To One Or Two And Limit The Dosage. The Picture Above Uses Shades Of Beige And White To Create A Well-Lit Room. Even The Marble Dinner Table Here Enhances The Minimalist Style.

#2 Empty Spaces And Focal Points

Empty Space Is Considered An Important Element In Minimalist Decor Since Space Interacts With The Objects And Defines The Look. Visual Balance Is Just As Important And Can Be Achieved Only By Having A Focal Point. Notice How The Living Room Has Plenty Of Empty Space And No Unwanted Distraction. At The Same Time, Some Of The Family’s Essential Decor Does Find A Spot On The Walls.

#3 Declutter And Edit

Having A Minimalist Home Means You Need To Say Goodbye To Clutter. And To Do That, You’ll Have To Edit What You Display On Shelves And Tables. Stick To Essentials Only And Store The Rest In Cabinets. This Kitchen Shows How Only A Few Well-Chosen Elements Have Made It To The Counters. Also, The Choice Of A White Kitchen With A Pop Of Wine Red Gives The Impression Of A Lot More Space While Staying Stylish.

#4 Use Accent Decorations

Designing A Minimalist Home Doesn’t Mean You Need To Avoid Decorations And Bright Colours. The Rule Is To Simply Use Decorative Elements As Accents And Not Overwhelm Your Home With A Lot Of Things. Similarly, For Art, Choose One Focal Piece Instead Of A Group Of Small Ones. In This Living Room, The Portraits Against A Bare Wall Become A Focal Point And Not A Cluttered Distraction.

#5 Clean Lines And Flat Surfaces

Furniture And Objects In A Minimalist Home Majorly Feature Clean, Defined Lines And Curves As Well As Flat Surfaces. This Kitchen Has Well-Defined Cabinets, Drawers And Windows And Lots Of Flat Surfaces. The Clean Lines Given By Lack Of Handles On The Cabinets Are Also Soothing To The Eye!

#6 Play With Textures

You Can Make Things Interesting By Trying Different Textures. In This Bedroom, An Upholstered Headboard And A Minty Hue Textured Wallpaper Perfectly Complement Each Other And Gives The Room A Refreshing Appeal. The Wooden Floorboards Only Add To The Textural Story Of This Room. While Different Textures Have Been Combined, This Room Decor Is In No Way Overwhelming.

#7 Let In The Light

Bare Windows Are Your Friend. If You Can Leave Your Windows Unadorned And Let The Light Pour In, It Would Significantly Add To The Minimalist Style. If Privacy Is An Issue, Use The Thinnest Curtain Materials Or Use Blinds. In This Living Room, Sheer Curtains Bring In A Lot Of Sunlight, Brightening Everything In Its Path. The Pop Of Pink Only Adds To The Aesthetic Value Of This Living Room! Less Certainly Is More!

#8 Power Of Simple Objects

Decorating A Minimalist Home Can Make You Rethink Ordinary Objects. In This Living Room, The First Thing That Catches Your Eye Would Probably Be The Colourful Throw Pillows Or The Striking Painting Hanging On The Wall. When It’s Set Against A White Backdrop Or A Neutral Tone, Even Simple Objects Can Stand Out. With Minimalist Decor, Maintenance Becomes Easier.

#9 Patterns Find A Place

Minimalist Homes Usually Use A Limited Amount Of Patterns Or Opt To Do Away With It All Together. If You Decide To Go With Patterns, Use It On A Small Scale, Tone-To-Tone Or An Unobtrusive Pattern. When It Comes To Prints, Use It The Way You Would An Accent Piece. Choose Prints For The Curtains Or Your Throw Pillows. You Can Have Them Both, Like This Living Room, But Make Sure You Do Have Plenty Of Empty Space. Also, Remember, You Can Never Go Wrong With A Patterned Carpet That Centers The Room. It Gives The Room A Much-Needed Break From Monotony.

What We’ve Given Above Are The Ground Rules Of Minimalist Decor. However, Once You Have These In Place, You Can Experiment A Bit With Different Styles Of Minimalism Such As Modern, Comfortable Or Industrial Minimalism.

Also Read: Big Opportunity For NRIs To Make Money By Investing In The Indian Realty Market

To Know About Buy A Property In Ghodbunder Road Thane Visit Ace Constructions Sales Office In Thane

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Benefits of buying a home in the wife’s name

With Several States In India Offering Benefits For Women Property Buyers To Boost Their Empowerment, We Examine Why It Makes Financial Sense To Register A Property In A Woman’s Name

There Are Several Benefits To Buying A Property In A Woman’s Name, Either As The Sole Owner Or As A Joint Owner, With Governments And Banks Offering Several Sops.

“Aspiring Home Buyers Can Seek Certain Benefits Including Tax Exemptions If A Home Is Bought In A Woman’s Name. Such Offers Can Also Attract More Women Buyers To The Realty Sector,” Points Out Ashok Mohanani, CMD, Ekta World. Encouraging Women To Register Assets In Their Name, Also Boosts Women’s Empowerment, He Adds.

Benefits of Buying a 2 BHK Home in Kasarwadavali on Wife Name

Credit : Freepik.Com

Tax Benefits

Experts Explain That Some Of The Obvious Tax Benefits Of Buying A Home In The Wife’s Name, Include An Extra Deduction Of Interest Up To Rs 1.5 Lakh Every Financial Year, If The House Is Self-Occupied. If A Husband And Wife Are The Joint Owners Of A Property And If The Wife Has A Separate Source Of Income, Then They Can Both Claim Tax Deductions Individually. The Tax Benefit Will Depend On The Ownership Share Of Each Co-Owner.

Discount On Stamp Duty Charges

Several State Governments In North India Are Now Offering A Partial Waiver On Stamp Duty, For Buyers Registering Properties In A Woman’s Name – Either As A Sole Owner Or As A Joint Owner.

“You Can Save 1%-2% On Stamp Duty, If The Property Is In A Lady’s Name. In Delhi, The Stamp Duty Rate Is 4% For Women, Compared To 6% For Men. Moreover, If You Are Undergoing Some Financial Setback And Have Some Debts To Repay, The Property Held In Your Wife’s Name, Does Not Come Under The Cover For Your Loss,” Points Out Sushil Raheja, CEO Of Raheja Homes Builders & Developers..

Delhi, UP, Punjab, Haryana And Rajasthan, Offer Relaxations In Stamp Duty For Women Buyers. Punjab Reduced The Stamp Duty Charges From 9% To 6% In 2017, For A Limited Period. It Maintained That From April 1, 2019, Urban Areas Would Again Invoke A Stamp Duty Charge Of 9% And The Same Would Be 6% In Rural Areas.

The Stamp Duty Rate In Maharashtra, Which Was Recently Increased To 6% From The Previous 5%, Is Uniform For Both, Men And Women.

Stamp Duty Charges For Women Vs Men

Benefits of Buying a 2 BHK Home in Kasarwadavali on Wife Name

Discount On Home Loan Interest Rates

Additionally, Many Banks Such As SBI, HDFC, ICICI, Etc., Offer Discounts On Home Loan Interest Rates To Women As Compared To Men. This Varies From Bank To Bank And Goes Up To Nearly One Per Cent.

The Prevailing Interest Rates For Women Borrowers Are As Mentioned Below:

 

Home Loan Interest Rate (Floating) – Women Borrowers Vs Others

Benefits of Buying a 2 BHK Home in Kasarwadavali on Wife Name

Things To Keep In Mind When Buying A Home In The Wife’s Name

Experts Maintain That It Is A Good Idea To Buy A Home In The Name Of One’s Wife Or In Co-Ownership. However, The Wife Can Enjoy The Tax Benefit, Only If She Has A Separate And Genuine Source Of Income. Moreover, If There Is Any Legal Dispute On The Property, Then Both, The Husband And Wife, Will Be Involved In The Case. Therefore, Home Buyers Should Evaluate All Possibilities, Before Making A Final Decision.

Also Read: Investing In Real Estate In Mumbai? Here’s Why You Should Consider Thane

 

To Know About 2 BHK Home In Kasarwadavali Thane Visit Ace Constructions Sales Office In Thane

Benefits of buying a home in the wife’s name

With Several States In India Offering Benefits For Women Property Buyers To Boost Their Empowerment, We Examine Why It Makes Financial Sense To Register A Property In A Woman’s Name

There Are Several Benefits To Buying A Property In A Woman’s Name, Either As The Sole Owner Or As A Joint Owner, With Governments And Banks Offering Several Sops.

“Aspiring Home Buyers Can Seek Certain Benefits Including Tax Exemptions If A Home Is Bought In A Woman’s Name. Such Offers Can Also Attract More Women Buyers To The Realty Sector,” Points Out Ashok Mohanani, CMD, Ekta World. Encouraging Women To Register Assets In Their Name, Also Boosts Women’s Empowerment, He Adds.

Benefits of Buying a 2 BHK Home in Kasarwadavali on Wife Name

Credit : Freepik.Com

Tax Benefits

Experts Explain That Some Of The Obvious Tax Benefits Of Buying A Home In The Wife’s Name, Include An Extra Deduction Of Interest Up To Rs 1.5 Lakh Every Financial Year, If The House Is Self-Occupied. If A Husband And Wife Are The Joint Owners Of A Property And If The Wife Has A Separate Source Of Income, Then They Can Both Claim Tax Deductions Individually. The Tax Benefit Will Depend On The Ownership Share Of Each Co-Owner.

Discount On Stamp Duty Charges

Several State Governments In North India Are Now Offering A Partial Waiver On Stamp Duty, For Buyers Registering Properties In A Woman’s Name – Either As A Sole Owner Or As A Joint Owner.

“You Can Save 1%-2% On Stamp Duty, If The Property Is In A Lady’s Name. In Delhi, The Stamp Duty Rate Is 4% For Women, Compared To 6% For Men. Moreover, If You Are Undergoing Some Financial Setback And Have Some Debts To Repay, The Property Held In Your Wife’s Name, Does Not Come Under The Cover For Your Loss,” Points Out Sushil Raheja, CEO Of Raheja Homes Builders & Developers..

Delhi, UP, Punjab, Haryana And Rajasthan, Offer Relaxations In Stamp Duty For Women Buyers. Punjab Reduced The Stamp Duty Charges From 9% To 6% In 2017, For A Limited Period. It Maintained That From April 1, 2019, Urban Areas Would Again Invoke A Stamp Duty Charge Of 9% And The Same Would Be 6% In Rural Areas.

The Stamp Duty Rate In Maharashtra, Which Was Recently Increased To 6% From The Previous 5%, Is Uniform For Both, Men And Women.

Stamp Duty Charges For Women Vs Men

Benefits of Buying a 2 BHK Home in Kasarwadavali on Wife Name

Discount On Home Loan Interest Rates

Additionally, Many Banks Such As SBI, HDFC, ICICI, Etc., Offer Discounts On Home Loan Interest Rates To Women As Compared To Men. This Varies From Bank To Bank And Goes Up To Nearly One Per Cent.

The Prevailing Interest Rates For Women Borrowers Are As Mentioned Below:

 

Home Loan Interest Rate (Floating) – Women Borrowers Vs Others

Benefits of Buying a 2 BHK Home in Kasarwadavali on Wife Name

Things To Keep In Mind When Buying A Home In The Wife’s Name

Experts Maintain That It Is A Good Idea To Buy A Home In The Name Of One’s Wife Or In Co-Ownership. However, The Wife Can Enjoy The Tax Benefit, Only If She Has A Separate And Genuine Source Of Income. Moreover, If There Is Any Legal Dispute On The Property, Then Both, The Husband And Wife, Will Be Involved In The Case. Therefore, Home Buyers Should Evaluate All Possibilities, Before Making A Final Decision.

Also Read: Investing In Real Estate In Mumbai? Here’s Why You Should Consider Thane

 

To Know About 2 BHK Home In Kasarwadavali Thane Visit Ace Constructions Sales Office In Thane

How artificial intelligence (AI) is impacting commercial real estate

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AI or artificial intelligence is making strong inroads into the real estate sector. Here’s how it can play a positive role in commercial real estate.

Commercial Real Estate properties in Thane Majiwada

Credit : freepik.com

 

Artificial Intelligence (AI) has begun impacting almost all spheres of life and business activities. Like in other fields, it is fast making inroads into the real estate industry, particularly in the commercial real estate segment. Although brokers still hold sway in terms of meeting the requirements of tenants, especially those who are new to the commercial real estate landscape, there is a gradual change in the way tenants are dealt with by brokers now. AI is being employed by most commercial real estate companies and even by brokers to read the requirements of the tenants and other customers. The use of AI is seen as an emerging trend in the real estate industry which can bring efficiency for both, the commercial real estate companies as well as tenants and bring down several costs associated with finding new clients (for companies) and new office spaces (for tenants).

 

There are three main areas in which AI can help commercial real estate:

1. Search:

 

A tenant has literally hundreds of properties to choose from in any city and usually does not know how to choose and where to start from – how to visit and what will be the rentals in a particular area and even in that area how much will be the rent for a particular building. Even within the building there can be differences in rents floor wise or frontage wise. A new tenant may find the going even more confusing than an experienced one. Companies are now introducing chatbots that are asking pinpointed questions to the prospective clients and tenants which is not only helping them but also the clients. The chatbots are powered by AI and companies and clients are able to find a suitable space much faster and more easily. Companies can thus, provide better options to the clients and even clients can save time in looking up spaces that they just don’t want.

 

2. Logistics:

 

In a typical rental transaction, there are a number of trips that are made by officials of the real estate company and the tenant, just to close a deal. There are a number of phone calls made and a number of mails exchanged. All this takes time and manpower which is sometimes not even needed. AI can replace much of the redundant communication and running around. It can track communication more effectively and bring down the number of contacts between the company and the tenant to just the necessary ones.

 

3. Negotiation:

 

This is another area where AI can play a pivotal role. Usually, there is a hectic discussion between the tenant and real estate company for a rental deal to be finalised. The tenant sometimes does not even know where to start the negotiation and what would be the right rent to quote. There are a whole lot of minor points in a rental deed and those must be carefully agreed upon by the tenant. Here again, AI can streamline the negotiations and get the best deal for the tenant by looking at the exact requirement of the tenant.

 

4. Space utilisation:

 

AI is helping both, the real estate company as well as the tenants to better use the space they have. AI is resulting in better space utilisation by them which is resulting in cost efficiencies too.

 

Also read: Big Opportunity For NRIs To Make Money By Investing In The Indian Realty Market

To Know About Commercial Real Estate properties in Thane Majiwada Visit Ace Constructions sales office in Thane

By: housing.com

Check these Vastu Shastra norms, before moving into a rental home

http://acerealty.co.in

While it may be relatively easy for home owners to modify their homes or apply corrections to address Vastu Shastra defects, tenants may not have the same flexibility. In view of this, we look at some of the Vastu factors that tenants should look for before renting a property.

 

Commercial Office spaces in Thane
Credit : freepik.com

 

Vastu Shastra compliance, is nowadays an important factor that influences the decision of home buyers and tenants, alike. “One of the main difficulties of living in a rented flat or apartment, is that you cannot make a lot of changes in the flat, without taking the prior approval of the owner. If a house is made by keeping Vastu principles in mind, then, the people living in such flats will not face any difficulties,” says Ateet Vengurlekar, principal architect and interior designer of Blue Arch.

As people living in rented homes cannot undertake any civil work, if so required by Vastu, this may often force tenants to vacate such homes frequently, in order to avoid Vastu faults.

 

10 important Vastu points for tenants looking for a rented home

 

Vikash Sethi, CEO and founder, A2ZVastu.com explains: “While opting for a rental home, we suggest a few points that should be kept in mind:.

1. Vastu in the rented house, works for the space that has been occupied by the tenant.
2. The direction of the house or the ‘facing’ of the house, is the direction you face, while coming out of the house.
3. The direction of the main entrance is the most important aspect, while taking a rental home. The best entry is north-east, followed by north-west, east, north and west.
4. Avoid homes with south, south-east and south-west entries.
5. The kitchen should be in the south-east or north-west.
6. The master bedroom should be in the south-west.
7. There should be no kitchen, toilets or shoe racks in the north-east.
8. The shape of the house should be square or rectangular and there should not be any cut or extension in any direction.
9. Avoid homes having a balcony in the south-west direction.
10. If it is a duplex home, then, avoid staircases in the north-east direction.”

 

Who is affected by Vastu: Tenants or the owner?

 

Another common query, pertains to who would be affected by Vastu defects – whether it would be the owner or the tenant. Experts have a difference of opinion in this subject. Some Vastu experts believe that the actual user is more affected due to non-compliance of Vastu, although the owner also suffers to a certain extent. Others believe that the good or bad effects of Vastu will only affect the persons who are staying in that house, irrespective of whether the house is rented, or occupied by the owners, or is in the name of somebody else. If the house owner leaves his own house and shifts to another house, then, the Vastu of his own house will not affect him. Either way, as a tenant, experts maintain that it is better to adhere to Vastu norms before you shift into a home, because it would impact you accordingly.

 

Also read: Vastu Tips For Bedroom

  To Know About Commercial Office spaces in Thane Visit Ace Constructions sales office in Thane

Investing in Real Estate in Mumbai? Here’s Why You Should Consider Thane

http://acerealty.co.in

March 2019

Courtesy of a number of commercial and residential infrastructure projects, Thane has become a top realty spot in Mumbai. The City of Lakes offers you the opportunity to side-step the congestion and traffic faced by Mumbai residents and has excellent amenities, educational and healthcare services, employment avenues, and connectivity on offer.

Property appreciation trends, the presence of well-known builders, and benefits to middle-class buyers through the Interim Budget 2019 are some of the reasons why you should consider Thane when you are looking to buy a property in Mumbai.

 

Buying a 1 BHK in Ghodbunder Road Thane

Take a look at each of these factors more closely for a better understanding.

 

Property appreciation and price trends

 

Thane has witnessed rapid infrastructural development in the recent past. The advantage of buying a property in this developing area is that you get lower rates and can see the value of your property appreciating quickly.

If you’re looking at buying property as an investment, generous appreciation will mean higher returns in a shorter span of time.

 

Presence of reputed real estate developers

 

Buying a property from a real estate developer with a proven track record ensures that quality of building materials used is high, there is proper maintenance of common spaces, world-class amenities are available, and an enhanced life experience on the whole.

Owning a property at such a project can also go a long way in securing good rental income should you want to let it out. Fortunately, reputed real estate developers have set up shop here, which means you have plenty of credible options to choose from.

 

Growing locations like Ghodbunder Road

 

Another reason why Thane is a top real estate locality in Mumbai is that you can choose from a wide range of sub-localities. So, while areas like Thane West can be expensive, locations like Ghodbunder Road will help you buy a property in Mumbai at a cheaper price.

What’s more, according to recent data, price trends for apartments at Ghodbunder Road are moving upwards at a 33% rate, 13% higher than the average price in Thane West.

 

Benefits of Interim Budget 2019

 

Investing in property in Thane now is ideal because of the newly-announced tax exemptions for homebuyers. The Interim Budget presented by the ruling party has made way for nil notional rent tax on a secondary self-occupied tax, TDS threshold increase to Rs.2.4 lakh, and capital gains rollover of up to Rs.2 crore. Additionally, taxable incomes up to Rs.5 lakh enjoy greater rebates by way of Section 87A.

Now that you know why Thane is a great location to invest when it comes to prime real estate in Mumbai, get all the help you require by availing a home loan by leading Home Loan service providers.

With a loan amount of up to Rs.3.5 crore, you won’t have to compromise on the property or apartment of your choice. You get affordable interest rates and should you be a first-time home-buyer, you can get tax benefits up to Rs.2.67 lakh under PMAY’s CLSS.

So why hesitate? Seize the moment by making a smart real estate investment in Thane now!

 

Also read: Big Opportunity For NRIs To Make Money By Investing In The Indian Realty Market

To Know About Buying a 1 BHK in Ghodbunder Road Thane Visit Ace Constructions sales office in Thane

Taking a joint home loan? Know these facts to maximize benefits

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With The Number Of Double Income Households Rising Over The Past Years, More Couples Prefer Opting For Joint Home Loans To Realize Their Dream Of Owning A House. The Benefit Of Separate Tax Break And An Enhanced Home Loan Eligibility Primarily Drives This Decision. However, Before You Jointly Apply For A Home Loan, Make Sure You Take Into Consideration

Buying a Property in Ghodbunder Road Thane
Credit : Freepik.Com

The Following Points For Maximising Benefits:

1. Eligibility Criteria For Co-Borrower:

Co-Borrower Must Be The Owner/ Co-Owner Of The Concerned Property, Even If He/ She Doesn’t Have Any Source Of Income. Also, Remember That While Evaluating Your Joint Home Loan Application, The Primary As Well As Co-Applicant’s Credit Score, Income, Age,Debt To Income Ratio Etc. Are Taken Into Consideration And The Loan Is Approved Only When Borrowers Are Considered Satisfactory On All Parameters.

2. Pre-Requisites Before Claiming Tax Deductions On Joint Home Loan:

# Co Borrower Should Also Be Co-Owner Of House Property –

Most Home Buyers Intending To Take A Joint Home Loan Are Unaware Of This Condition While Claiming Tax Deductions Under Section 80C And 24b. In Order To Claim Separate Tax Benefits On The Joint Home Loan, The Co-Borrower Has To Compulsorily Be The Co-Owner Of The Property. Being Just A Co-Borrower And Not Co-Owner Of The Concerned Property Would Deprive You Of The Associated Tax Benefits, Even If You Have Been Contributing Towards The EMI Repayment.

# Construction Of The Property Must Have Completed –

Taking Home Loan For Purchase Of Under Construction Property Is A Common Practice Amongst Home Buyers. Even Though The Possession For Such Property Would Only Be Received At A Later Date, Home Buyers Need To Begin Home Loan Repayment With Immediate Effect. Tax Benefits Of Such Repayment Would Also Be Eligible For Claim Starting From The Financial Year In Which Construction Of The Property Is Complete, And Not During The Pre-Construction Period.

However, Interest Repayment During Pre-Construction Period Can Be Claimed As Tax Deduction For Five Years (I.E., In Five Equal Instalments), Starting From The Year Of Obtaining Possession. But Keep In Mind That The Maximum Amount That Can Be Claimed As Deduction For Interest Repayment Remains Capped At An Overall Limit Of Rs 2 Lakh Per Financial Year.

3. Additional Benefits With Woman Co-Applicant:

# Lower Stamp Duty Charges –

Many Home Buyers Purchasing Property Jointly Are Unaware Of This Lesser-Known Deduction Available Under Section 80C, Along With A Further Concession Usually Available To Women Co-Applicants. Some States Usually Offer A Concession Of 1%-2% On Stamp Duty Charges In Case Of Property Registration In Woman’s Name, Either As Sole Owner Or As Joint Owner. The Stamp Duty, Registration Fee And Other Expenses Directly Related To Transfer Of Property Are Eligible To Be Claimed As Tax Deduction Under Section 80C, With A Maximum Cap Of Rs 1.5 Lakh In A Financial Year. However, Remember That This Deduction Has To Be Claimed In The Same Year In Which Such Expenses Had Incurred.

# Concessional Interest Rates –

When You Take A Joint Home Loan With A Woman Co-Borrower Such As Your Wife, Mother Or Sister, Many Lenders Offer Concessional Interest Rates Of Usually Up To 5 Basis Points (0.05%) Lower Than Standard Rates.

Also Read: Big Opportunity For NRIs To Make Money By Investing In The Indian Realty Market

To Know About Buying A Property In Ghodbunder Road Thane Visit Ace ConstructionsSales Office In Thane