Why Should You check Your CIBIL Score Before Buying A House?

ace-logo

Most Of People Of Current Generation Buy Their First House Even Before Getting Married And With The Advent Of Credit Information Bureau Like CIBIL, The Knowledge About Your Own Credit Score And Credit History Has Become Very Important In Your Decision To Buy A House. Let Us Discuss Why It Is Important For You To Check Your Credit Score And CIBIL Report Before You Take Any Concrete Steps Towards Buying A House With Home Loan.

 

Property Tips by Ace Constructions
Credit : Freepik.Com

 

Importance Of Credit Score And CIBIL Report:

 

Importance Of The CIBIL Score In Your Housing Purchase Decision

With People Buying Their First House At The Beginning Of The Career, It Is But Natural For The Current Generation To Take A Home Loan To Fund The Purchase Of The House. Before Giving You Home Loans The Home Loan Lenders Calls For Your Credit Score And Credit History From Any Of The Credit Information Bureau.

TransUnion CIBIL Limited Being The Pioneer In The Field, The Acronym CIBIL Has Become Synonymous With Credit Information Bureau. All The Banks And Financial Institutions Are Required To Share The Details Of Loans And Credit Cards Transactions Of Their Customers With These Credit Information Bureaus Like CIBIL.

Based On Your Credit Transactions And Payment History Of Credit Cards And Loans, The Software Of Credit Information Bureau Analyses These Transaction On Various Parameters And Generates A Credit Score. While Generating The Credit Score Due Weight Is Given To Your Timely Payment Of Your Credit Card Dues As Well As Regular Servicing Of Any Loan Which You Have Taken.

Thus The Credit Score Is A Proxy Of Probability Of You Regularly Paying Your Home Loan In Future. Moreover The Home Loan Lenders Prima Facie Give Importance To Your Credit Score In Order To Decide Whether To Proceed With Your Home Loan Application On Not.

As Per CIBIL Data More Than ¾ Of The Home Loan Were Given To The People Whose CIBIL Score Was 750 Or Above. The Score Is A Product Of All The Data Of Your Credit Transaction Reported By Various Lenders To The Credit Information Bureau.

 

Why You Need To Obtain Your CIBIL Score Before Buying A House

Since Most Of The Home Purchases Are Made With The Help Of Home Loans, The Success Of The Deal Of Home Purchase Is Dependent On You Ultimately Getting The Home Loan Budgeted In The Funding Pattern Assumed By You. So In Order To Assure Yourself That You Are Prime Facie Eligible To Avail The Home Loan Based Your Credit History With Credit Bureaus, You Should Obtain Your Credit Report And Credit Score Well In Advance Before Even You Pay Any Token Money To The Seller Or The Developer.

It May Happen That Due To Some Mistake On The Part Of The Lending Institutions Some Wrong Adverse Entry Is Reported And Is Appearing In Your Credit Report Which In Turn Would Have Affected Your Overall Credit Score Adversely.

For Example Unrecoverable Credit Card Outstanding Dues, In Respect Of Some One Else And Written Off By The Lender, Is Appearing In Your Credit Report. Or Some Of The Payments Made By You Towards Your EMI Of A Personal Loan Is Not Reflecting In The CIBIL Report Due To Any Reason.

So In Order To Ensure That Such Mistakes Do Not Appear In Your Records When The Prospective Home Loan Lender Approaches The Credit Information Bureau For Your Credit Score, Yyou Need To Get Any Such Errors Corrected. Since The Process Takes Some Time As You Will Have To Write To The Lender Concerned With A Copy To The Credit Information Bureau Like CIBIL And Chase The Reporting Bank Or Financial Institution To Respond.

With Increased Prices Of House The Amount Of Token Money Required To Be Paid Has Also Gone Up Accordingly. So In Case You Have Already Paid The Token Money To The Seller Before Applying For Home Loan, It May Happen That Your Home Loan Application May Be Rejected Due To Your Credit Bad Credit History As The Credit History Might Have Been Impaired Due To Your Bad Credit Transaction Or May Be Due To Some Wrong Reporting By The Lender Institutions.

In Such A Case Your Token Money Can Also Be Forfeited. Even If The Token Money Is Not Substantial, The Dream Of Owning A House May Get Shattered. So You Should Obtain The Credit Report And Credit History Even Before You Start The Exercise Of House Hunting So That By The Time You Are Ready With Your Upto Date And Duly Corrected Credit Report At The Time Of Making Home Loan Application.

As Doctors Advise Us To Go For A Regular Health Check Up Every Year After Completion Of 35 Years Of Age, I Would Strongly Advise All The Potential Borrowers To Go For “Annual Credit Health Check Up” By Obtaining Your Credit Score And Credit History.

As Per The RBI Mandate All The Credit Information Bureaus Are Required To Make The Credit Score And Credit Report Available Freely Once In A Year To Every One. So Though The Regular Health Check May Cost Your Some Significant Sum Of Money, Going For Regular Annual Credit Health Check Up Will Not Cost You Anything.

On The Contrary Such Pro Activeness May Sometimes Help You Save Forfeiture Of Significant Earnest Money In Case Of House Purchase Deals.

Obtaining Annual Credit Score And Credit Report Will Help You Keep Your Credit History Relatively Clean And Will Prompt You For Timely Corrective Step.

So Do Not Wait Till You Actually Make Home Loan Application, Go And Obtain The Credit Report Of Not Only Your But All The Family Members Whom Who Are Contemplating Making Joint Applicant For The Home Loan And Joint Owner.

Also Read: Top 5 Home Preparation Tips Before Unpacking

Read More About Thane Real Estate Blog, Resources, Thane Property Articles By Ace Constructions – Builder In Thane

 

To Know About Property In Thane Visit Ace Constructions Sales Office In Thane

 

Advertisements

Top 5 Home Preparation Tips Before Unpacking

ace-logo

From Deep Purging To Fixing The Repairs, Moving Into A New Home Calls For Attention To Minute Details. We Shares List Of Things You Should Strictly Follow To Prepare The New House Afore Unpacking.

Despite The Ex-Homeowner Conducting All Requisite Upgrades Including Deep Purging, It Is Necessary To Participate In The Cleaning Process And Assure That The New Apartment Is Completely Unsoiled And Safe For Your Family. We Brings You The List Of Areas That Are Usually Ignored By The Landlord And Can Risk Your Family’s Safety And Health.

Thane Real Estate Blog by Ace Constructions
Credit : Freepik.Com

Prepare The Home Before Unpacking:

Clean Everything Above Your Head

Ceiling Fans, Blinds And Chandeliers Could Be The Major Dust Receptacles And Should Be Treated Before Unpacking The Boxes. Doing This Will Prevent The Floating Dust From Settling On Your Favorite Furniture And Accessories. To Ensure An Effective Cleaning Process, First Dry Mop The Blades And Blinds, Followed By Slightly Wet Mop.

Deep Purge The Air Ducts

It Is Important To Consider The Air Duct Cleaning For Possible Reasons Such As Substantial Mold Growth, Vermin Infestation And Excessive Clogging Owing To Dust And Debris. According To Kuntal Vyas Aggrawal, “Duct Cleaning Is Important To Improve The Air Quality Inside A House. It Generally Involves Cleaning The Components Of Various Heating And Cooling System Of Forced Air Including The Supply And Return Air Ducts And Registers, Heat Exchangers, Heating And Cooling Coils, Condensate Drain Pans, Coils And Grills, Fan Motor And Fan Housing, And The Air Handling Unit Housing.”

Pest Control

Pest Control Is One Thing You Should Certainly Undertake After Moving Into A New Apartment. From Bed Bugs, Termite To Bees And Wasps And Cockroaches, There Are Several Types Of Pests That Attack Your Home Every Season And Can Damage Not Only Your Favorite Furniture But Also Take A Toll On Your Family’s Health. Thus, It Is Important To Ensure Timely Measures To Exterminate Pest And The Best Time Is To Get It Done Right After Moving Into The New Place As It Will Be Easier To Do The Needful In An Empty Space Than A House Full Of Furniture.

Disinfect The Common Touch Points

This Becomes Utmost Necessary, Particularly, When You Are Moving Into A Rental Property. Areas Such As Toilet Seats, Tubs, Sinks, Doors, And Windows, All These Areas Are Major Sources Of Germs And Require Deep Cleaning. Probably Wielding A Can Of Disinfectant Would Suffice. Some Of The Common Known Disinfectants Are Baking Soda, Tea Tree Oil And Hydrogen Peroxide.

Floors And Walls

Scouring Floor With Furniture Around Could Be A Painful Task. Thus, Deep Clean The Floor While They Are Still Clean. Not Only Will It Be Hassle-Free But Would Also Save A Lot Of Time And Energy Which Otherwise Might Get Wasted In Shifting The Furniture And Accessories. Any Repair (Broken Tile) Should Also Be Considered At This Time As It Will Be Much Easier To Fix Them Immediately After Shifting.

Also Read: Home Loan Tips: Negotiate The Best Terms While Applying For A Home Loan

 

By: 99acres.com

Home loan Tips: Negotiate The Best Terms While Applying For A Home Loan

ace-logo

Every Individual Is Unique, So Is Every Loan Application. Many Factors And Variables Influence The Final Cost Of The Loan, Including Processing Fees, Legal Fees, Administrative Fees Etc.

As So Many Variables Are In Play, The Sheer Complexity Of Terms And Conditions And The Incomprehensibility Of Fee Calculation Make Home Loan Calculations Look Like A Difficult Task. The Negotiation Process Is Often Too Arduous That Even Seasoned Finance Professionals Struggle With The Complexity Of Paperwork And Banking Norms.

In This Article, We Attempt To Layout Some Key Focus Areas That Home Loan Applicants Should Focus On While Negotiating Favorable Terms, And Save Substantially On The Cost Of The Home Loan.

There Are Easy And Often Convenient Ways To Get A Home Loan At An Attractive Rate Of Interest. We Have Listed Some Tips That Will Tilt Negotiation In Your Favor. Put Them In To Practice At Least 3-6 Months Before You Wish To File Your Home Loan Application.

 

How To Negotiate For Best Home Loan In Thane
Credit : Freepik.Com

 

Tips That Will Tilt Negotiation In Your Favor:

 

Contact As Many Banks As Possible

Reach Out To As Many Banks As Possible, Asking Them About Home Loans—-Or Alternately, Ask Them To Come To You. Many Telemarketers Will Be Quite Willing To Do This. Just Call On The Common Platform Of All Lenders, And Tell Them That You Need A Home Loan. Freeze A Relatively Free Saturday To Hear Out The Best Deals From Bank Sales Representatives Or Direct Sales Agents (DSAs).

Time Your Home Loan Discussions

If You Have Ever Been Into Sales, You Will Know What Monthly/Quarterly/Yearly Target Pressures Mean. Eight Out Of Ten Times, We Are Falling To Meet The Targets, And Are Ready To Offer You More Amenable Terms (I.E. Terms You Want) When Compared To Others. Do Quote Offers From Other Banks While Discussing Such Terms. This Can Help You Get A Better Deal.

Stretch Your Locking Period

You Should Always Try To Negotiate To Stretch The Lock Period (I.E. The Number Of Days During Which The Interest Rate Promised On A Pending Mortgage Loan Cannot Be Changed). You Will Not Read This In Bank Advertisements Or Sales Calls, But The Period After Which A Bank Resets The Rate Of Interest Or Converts Your Fixed Rate Loan To Floating Rate Can Be Stretched.

Read Carefully

Often, A Single Minded Focus On EMI And Interest Rates Makes Us Oblivious Of The Other Hidden Charges And Fees Such As Legal Fees, Processing Fees, Administration Fees. Banks Tend To Quote Lower EMIs And Interest Rates And Compensate For It By Raising Other Charges. While You Are Tracking Interest Rates And EMI Quotes Of The Banks, Make Sure That You Are Also Tracking All Costs And Fees Quoted By The Banks For Comparison. Do Not Be Fooled By The Teaser Rates Of Banks And Financial Institutions.

Keep Other Loans At Bay

If You Are Applying For A Big Loan Then Ensure You Have Prepaid Your Other Smaller Loans. If You Are Planning To Take Another Loan, Ensure That You Do So After Applying For Your Home Loan. It’s Important Because While Calculating Your Monthly Disposable Income, EMIs On Other Loans Such As Personal, Auto And Education Loans Are Deducted Directly From Your Monthly Income. This Directly Affects The Amount Of Home Loan That Would Be Sanctioned To You.

Did You Negotiate Well? Get It In Writing

Last But Not The Least, Get All Promises And Future Benefits From The Bank, In A Documented Form. Sales Representatives Under Target Pressure May Mislead You By Inflating Benefits And Promising Future Benefits Even When They Do Not Have The Authority To Grant You Such Benefits. Do Not Be Fooled By False Promises And Big Words.

 

Also Read: Benefits Of Taking A Joint Home Loan

Read More About How To Negotiate For Best Home Loan In Thane, Thane Real Estate Resources, Thane Property Articles Only At Thane Property Blog And Important Resources By Ace Constructions – Builder In Thane

To Know About Real Estate Projects In Thane Visit Ace Constructions Sales Office In Thane

 

By: makaan.com

Real Estate Home loan Ideas – Things To Keep In Mind Until Your Home Loan Is Sanctioned.

ace-logo

While Securing A Home Loan May Not Be A Daunting Task, It Certainly Is No Cakewalk. And, After All The Hard Work You Have Put In To Secure The Loan, You Would Not Want Your Bank To Refuse You The Services, Citing Reasons You Thought Did Not Matter.

This Is Why Before You Plan To Go To Banks For A Home Loan, There Are Many Dos And Don’ts You Have To Follow.

Home loan Ideas in Thane by Ace Constructions
Credit : Freepik.Com

Dos And Don’ts

Avoid Job Hopping

A Loan Grant Is All About Money And Your Stable Job And A Regular Income Are The Foremost Factors That Decide Your Loan Eligibility And Credit Worthiness. So, Refrain From Job Hopping, If You Have Applied For A Home Loan, Even If The Opportunity Seems Bright. Remember, As Part Of The Loan Appraisal Process, Your Lender Will Confirm Your Job Stability From Your Employer And Any Frequent Job Changes Would Score Negative. Your Application Can Stand Rejected If You Have Changed Your Job Often Within A Period Of One Year.

Avoid Residence Hopping, Too

You May Not Have Given It Much Thought But Changing Your Residential Address While You Have Applied For A Home Loan May Impact Your Chances In A Negative Way. All The Important Documents And Written Communication Would Be Delivered At The Address That You May Have Mentioned In The Application Form. The Same Address Will Be Verified By An Outsourced Agency Of The Lender, Too. The Report Thus Generated On The Basis Of Agency’s Visit Has To Be Positive For The Loan To Get Sanctioned.

No More Credit, Please

An Applicant Must Avoid Taking Any Other Loan Or Credit While Applying For A Home Loan. Apart From The Very Fact That It Will Increase Your Monthly Burden, One More Credit Means Lower Eligibility For Home Loan. In Calculation Of Your Home Loan Eligibility, Your Running Loans Are Also Taken In To Account. Even If You Apply Or Avail Of A Loan/ Credit After You Have Applied For A Home Loan, The Same Will Be Reported In Your Credit Report And Hence, Reach The Lender.

Long And Clean Credit History Is Good

A Long And Clear Credit History Actually Helps Your Lender Have A Better Idea About Your Repayment Behavior And Credit Worthiness And Can Improve Your Chances Of Securing A Loan. This Is Why Closing One Of Your Old Credit Card Accounts, Especially If It Has A Clean Repayment Track Record, May Be A Silly Decision.

Stop Bounces

A Cheque Bounce Is A Financial Offence. It Can Have A Negative Impact On Your Home Loan Application, Especially If Your Processing Fee Cheque Gets Bounced. An Applicant Must Ensure That He Maintains Minimum Average Balance Or Sufficient Amount In His Bank Account And Irregular Or Unusual Bank Transactions Must Be Avoided.

Also Read: Benefits Of Taking A Joint Home Loan

 

Read More About Home Loan Ideas In Thane, Thane Real Estate Resources, Thane Property Articles Only At Thane Property Blog And Important Resources By Ace Constructions – Builder In Thane

 

To Know About Real Estate Projects In Thane Visit Ace Constructions Sales Office In Thane

 

By: makaan.com

Tips To Decorate Your Vacation Home

ace-logo

In Order To Escape From The City’s Hustle And Bustle, A Vacation Home Lends Much-Needed Respite From A Stressful Life. Wherever You Have Your Home , Whether In The Mountains Or Near The Sea-Side, The Décor Has To Be Completely Different But At The Same Time Reflect Your Signature Style.

Vacation Home Decorating Ideas Thane
Credit : Freepik.Com

Durable Linen

When Doing Up The Interiors, Make Sure That Fabric For Both Linen And Upholstery Is Durable. Invest In High-Quality Cotton That Is Easy To Clean And Maintain. What More? Cotton Is Perfect For Every Season. Make Sure You Have The Right Equipment Stored At This Home To Clean The Linen And Upholstery That Might Gather Dust Over Time. Opt For Bright Colours, Hues That Complement The Weather Outside. For Linen, Opt For Pastel Colours That Are Pleasing To The Eyes And Are Known To Relax The Mind.

Functional Furniture

Being In The Middle Of Nature You Would Want To Stay Outside More — In The Courtyard Or The Balcony. So, Opt For More Functional Furniture Which Is Not Just Beautiful But Can Also Withstand Harsh Weather Conditions, Including Cold, Humid As Well As The Rains. You Can Also Opt For A Single Set Of Furniture That Could Be Used Both Outdoors As Well As Indoors. For Instance, Invest In Folding Wooden Chairs And Table Set, Ottomans, Bean Bags, And Even Bar Stools. A High-Quality Wood Would Be Perfect For This Purpose.

Minimal Yet Statement

Away From Your City Home, Make Sure You Make This Home Minimal. Do Not Fill This Property With Too Much Of Decorative Items. The More Things, The Higher The Need For Maintaining Them. Be Minimal, Let The Feeling Of Leisure Seep In. In Fact, For This Property To Look Different From Your City Home, Add Only A Few Statement Pieces That Would Make You Feel Relaxed And Rejuvenated.

Crockery To Serve Many

Many A Time, We Go On A Vacation With Our Extended Family Or Friends. It Is Fun To Travel In Numbers. And, It Is Even More Fun To Cook Together, Serve Together And Eat Together. Well, To Cater To A Number Of Guests, Make Sure Your Vacation Home Is Well Equipped With Required Essentials And Crockery. You Won’t Find These Things On A Hill-Top Or On A Beach. Invest In Bigger Utensils That Could Cook A Good Amount Of Food, And A Set Of Crockery That Is Big In Number. Make Sure You Have All That You Need — From Glasses To Forks, And From Spoons To Cups.

Open Spaces

Leisure Is The Bottom-Line Of Any Vacation Home. The Idea Is To Get Away From The Crowded City, And A Limited-Sized Apartment. So, To Ensure You Breathe Well, Think Well And Feel Relaxed, Have A Lot Of Open Spaces In This Home. Have Sliding Glass Doors That Open To The Balcony, Which Mix The Exterior With The Interiors When Kept Opened. Construct An Open-Style Kitchen This Will Make Your Living Room Look Bigger And Feel Spacious. Also, To Add More, Create A Skylight On The Ceiling And Enjoy Stargazing At Night.

You Could Also Consider These:

– Mason Jar Flowers

Easy To Find Mason Jars Are A Budget Friendly Decor Item. These Can Be Used To Create A Colourful Garden Right At The Door Steps Of Your Vacation Home. Alternatively, You Can Hang Mason Jars Full Of Colour-Dyed Dried Flowers On The Wall. The Colourful Flowers Will Add A Fresh Feel To Your Vacation Home.

– Wood Framed Mirror

An Old Wood Framed Mirror Is A Great Décor Item To Add Character To Your Vacation Home. You Can Place It In Your Bedroom Or Living Room. Try To Go For Wood Framed Mirror That Will Give A Natural Feel To The Home. Now, Place This On A White Coloured Wall. Keeping A Flower Pot Near The Mirror Will Create A Beautiful Colour Contrast.

– A Small Rustic Table

Furniture Plays A Great Role In Determining The Final Appeal Created By The Vacation Home. A Small Rustic Table Placed On A Wooden Floor Is An Ultimate Décor Item For A Vacation Home. You Can Adorn This Table With Antique Flower Vase Or Picture Frames.

 

Also Read: 20 Ideas For Decorating Small Spaces On A Budgete

 

Know More About Home Decorating Ideas, Tips, Real Estate Article, Resource Visit Ace Constructions

To Book Flats In Thane Contact Ace Constructions Sales Office In Thane Website

 

 

20 Ideas For Decorating Small Spaces On A Budget

ace-logo

We All Want Our Home To Look Like They Belong In A Design Magazine, But Often The Budget Stands In The Way Of Achieving Our Dreams. Instead Of Thinking About That Expensive Piece Of Furniture Or Rug That You Can’t Afford, How About Sprucing Up Your Home With Some Home Improvement Ideas On A Budget?

In Today’s Ideabook We Present You With Several Ideas That Can Help You To Bring A Stylish Look To Your Home Without Spending Too Much. It Includes Easy-To-Implement Smart Design Ideas For Small Spaces.

 

Flats In GB Road Thane
Credit : Freepik.Com

1. An Artistic Wall Shelf

Blank Walls Can Make A Room Look Dull. When Decorating A Small House On A Budget, One Of The Easiest Ways To Add Style To A Wall Is By Painting It A Lovely Colour, But If You Feel This Idea Is Overused, Then A Geometric Or Artistic Book Shelf Can Add An Interesting Feature To The Blank Space. If You Are Good At Carpentry, You Can Even Make It Yourself.

2. Sophistication In The TV Area

You Don’t Have To Invest In Expensive Television Furniture To Make The Living Room Look More Organized. Instead, Get A Wall Mounted Shelf With Drawers For Storing CDs And Remotes. A Light Panel Board With Backlighting Is A Stylish And Inexpensive Proposition For Framing The Wall-Mounted TV. This Design Won’t Take Up Too Much Space Or Interfere With The Small Living Room Furniture Arrangement.

3. A Cheap Makeover

Add Style To A Living Room With Just A Few Inexpensive Touches. Consider Covering A Floor Lamp With Colourful Fabric To Brighten Up The Room. If The Background Wall Looks Too Plain, Stretch And Paste Some Leftover Fabric Over Some Plywood Or Cardboard To Create An Instant Backdrop. It’s One Of Those Frugal DIY Projects That You Can Get Done Over The Weekend.

4. A Partition Shelf

When You Are Looking For Apartment Storage Ideas On A Budget, Think Of Furniture That Is Functional As Well As Stylish. A Wall Shelf Like The One In This Image Acts As A Room Divider In Addition To Providing Space To Display Décor Accessories.

5. DIY Art

You Don’t Need Expensive Art Or The Work Of A Famous Artist To Make Your Walls Look Good. Buy A Canvas And Let The Artist In You Take Over. Try To Bring In Colours That Are Present In The Rest Of The Décor In The Living Room. Once It’s Done, All You Need To Spend On Is The Frame For Your Masterpiece.

6. Paper Lampshades

If You Are Looking For Cute Cheap Ways To Decorate An Apartment, We Have To Perfect Idea. Buy A Few Paper Lampshades And Hang Them Over Your Existing Lights. It Works With Almost Any Type Of Décor Style, Whether It’s Modern Or Rustic. Choose White For A Minimalist Home And Brighter Colours For Rustic Or Country-Style Homes.

7. Repaint Old Chairs

Do You Feel Like Your Dining Room Needs A Makeover? How About Repainting The Chairs In Another Colour?

8. Customize Rental Furniture

Nowadays, With The Availability Of Cheap Rental Furniture, It’s Much Easier To Implement Home Improvement Ideas On A Budget. You Can Take It A Step Further By Adding Bright Covers To Dining Chairs Or Chaises To Bring A Personalized Look That Matches Your Décor.

9. Mirrors

When It Comes To Cheap Home Decorating Ideas For Small Spaces, Mirrors Can Become Your Favourite Allies. They Not Only Add Style To The Space, But Also Reflect The Light To Make The Area Appear Larger Than It Is. Choose Frames That Add Drama To The Space.

10. Bar On The Wall

If You Want A Bar Area In Your Home, But Can’t Afford Fancy Furniture, Invest In A Floating Shelf Over A Sideboard In The Dining Room. Fix Racks Underneath For Storing Wine Glasses, And You Have An Easy DIY Bar Unit.

11. Go Green

Plants Provide One Of The Best Options For Cheap Decorating Ideas For Apartments And Small Houses. Add A Potted Plant In The Corner Of The Bathroom To Bring A Refreshing Feel To The Space.

12. Candles And Flowers

Other DIY Ideas For How To Decorate A Small Bathroom Include Placing A Flower Arrangement And Aroma Candles On The Counter. It Brings A Spa-Like Atmosphere That Elevates The Style In The Bathroom. Instead Of Flowers, Which You Need To Refresh Often, Consider A Small Potted Plant With A Fragrant Herb Or Flowers.

13. An Organised Laundry Area

Whether You Live In An Apartment Or A Small House, Having A Separate Area To Tuck Away The Laundry Can Bring Elegance To Your Home. It Doesn’t Cost Much To Organize A Space Like You See Here With A Pull-Out Ironing Board, A Rack For Hanging Clothes And Pretty Baskets For Storing Things. Your House Will Look Ultra-Modern.

14. Display Shelves In The Bath

For Small Bathrooms, Space Is Always A Constraint. Instead Of Adding Furniture That Will Crowd The Floor Space Within The Room, Fix Floating Shelves On Which You Can Organize Your Toiletries And Cosmetics. Make It Look Like An Expensive Display That You Would Usually See In A High-End Store.

15. Lift The Curtains

When You Are Looking For Cheap Ideas On How To Decorate A Small Bedroom, Consider Adding Depth To The Space By Moving The Curtain Rod Closer To The Ceiling. This Way, The Curtains Will Flow From The Ceiling To The Floor And Make The Room Look Bigger. In The Market, You Can Find Readymade Curtains That Aren’t Too Expensive. They Come In A Range Of Fabrics And Prices.

16. DIY Wall Sculpture

If You Are Looking For DIY Projects For Small Bedrooms, Then A Decorative Feature, Such As This One, Can Easily Be Made With Wire Or Thick Twine, Adhesive And Some Colourful Beads And Buttons. It Will Brighten Up The Space And Add Beauty To The Wall.

17. Change The Laminates

If You Are Bored With The Way Your Kitchen Looks, Liven It Up By Changing The Laminates On The Cupboards. You Don’t Have To Change Them All, Just A Few Will Do The Trick To Make The Room Look New, Without You Having To Spend Much.

18. Repaint The Cabinets

Another Idea, Which You Can Also Include Among Your Frugal DIY Projects, For Introducing Freshness To A Kitchen Or Even A Bedroom, Is To Repaint The Cabinets Or Wardrobes In A Stunning Shade. Try To Choose A Colour That Contrasts The Walls And The Floor Or Matches The Tiles.

19. Under Stair Shelves

If You Have A Staircase In Your House, Build A Customized Shelf Unit Under It, Which Can Serve As A Display Space For Your Living Room Décor Accessories.

20. A Bold Colour On The Wall

A Feature Wall In A Bold Or Contrast Colour Is A Great Way To Add A Memorable Element To Any Part Of The House, Whether It’s A Living Room Or A Bedroom. You Can Either Attempt This On Your Own Or Get The Help Of A Professional Painter. Consider Decorating With Thrift Store Finds Such As Masks Or Mirrors To Add To The Stylishness.

If You Are Unsure About How To Go About Redecorating Your House, You Should Consult A Professional To Help You With The Task. Inform Him About The Budget That You Have In Mind So That He Can Come Up With Innovative Small Home Decorating Ideas That Are Perfect For Your Home.

Also Read: How To Pick An Artwork For Your Home

Flats In GB Road Thane Contact Ace Constructions Sales Office

 

By: msn.com|Back To All Articles

15 DIY Eco-Friendly Home Improvement Ideas

ace-logo

When You Look At All The Gloomy Changes That The Environment Is Going Through Thanks To Our Daily Habits, You Can’t Help But Feel Guilty. If You’re Wondering If There’s A Way To Reduce This Even While Not Going Too Out Of Your Way, Then Yes! Of Course We Can, As Individuals, Do Our Bit To Help Out The Lonely Planet. And You Don’t Even Have To Become A Completely Different Person In Order To Go Environment-Friendly.

 

Follow These 15 Simple Tips To Become A Greener Person At Home!

 

2 BHK Flat In Thane Ghodbunder Road | Ace Constructions
Credit : Freepik.Com

 

1) Introduce Greenery In And Around Your House?

 

It Is A Great Idea To Plant Some Trees And Shrubs Around Your House And Even Home Plants For The Indoors, If You Can Spare The Space. If You Live In An Apartment, You Could Think About Maintaining A Balcony Garden. Did You Know That It Is Possible To Grow Your Own Fruits And Vegetables Even In A Balcony Garden? Introduce Some Shade-Friendly Plants, Like Orchids And Money Plants, Inside Your House.

 

The Indoor Plants For Home Greenery Outdoors Will Not Only Add Visual Appeal To Your House, But Also Help You Maintain A Cooler Environment Around You. This Will, In Turn, Lead To A Reduction In Energy Consumption, Making Your Space Eco-Friendly.

 

2) Fix Those Leaks!S

 

Are There Leaks In Your House Pipes That You Have Been Procrastinating On Fixing? It Is High Time You Got Around To Doing That. Remind Yourself That Just Two Leaky Taps Wastes About 6 Litres Of Water A Day!

 

Fixing All The Leaks In Your Home Plumbing System Will Help You Conserve Water, And Also Conserve More Energy.

 

3) Use Eco-Friendly Household Products

 

Switch Over To Eco-Friendly Products For Your Household From Those Chemical-Laden Ones – It Will Not Only Help You Go Greener, But Ease Your Conscience As Well. You Will Feel The (Good) Results On Your Skin, Too.

 

Bathing Soaps, Floor Cleaners, Hair Oil, Shampoos, Laundry Detergents, Diapers, Sanitary Pads, Kohl, Lip Balms, Bug Sprays – All Those Products You Use In Your Daily Life Have “Green” Equivalents That Are Just As Good. Find Out About Them, And Start Using Them.

 

4) Get Non-Toxic Paint For Your House

 

Environment-Friendly, Non-Toxic Paint Is Easily Available In Most Stores These Days. The Next Time You Plan To Do Up Your House, Ensure That You Use This Kind Of Paint And Green Building Materials.

 

This Natural Painting Helps Reduce The Level Of Air Pollution, As Well As Minimises The Amount Of Contaminants Within Your House, All While Giving The House A More Natural And Handsome Appearance.

 

5) Change Those Fixtures And Appliances

 

The Next Time You Plan To Change Your Household Appliances, Your Refrigerator Or Geyser, For Instance – Ensure That You Buy Eco-Friendly Ones. These New Appliances Will Help You Conserve Energy And Water. For Instance, Some Modern Refrigerators Come With See-Through Doors That Enable You To Look At The Contents Without Opening The Door, Thereby Helping You Save Energy. Many Geysers Available Today Have An Automatic Power Cut-Off System That Turns It Off Once The Water Has Fully Heated Up.

 

Also, Each Time A Light Bulb Needs Replacement, Buy An LED Or Fluorescent Light That Will Consume Lesser Power.

 

6) Switch Off Appliances, Lights And Fans When Not In Use

 

How Many Times Have You Come Across The Advice To Switch Off Household Appliances, Lights And Fans Whenever You Are Done Using Them? Well, It Is Time To Start Following This Advice Religiously.

 

You Will Be Surprised At The Amount Of Energy You Save In This Manner! Just Switching Off Electrical Appliances Has Brought Down A Friend’s Electricity Bill From Rs. 5,000 A Month To Rs. 3,800 A Month. That Is A HUGE Difference, Right?

 

7) Manage Your Waste Wisely

 

Begin Segregating Your Household Garbage And Try Your Hand At Waste Management, If You Aren’t Doing It Already.

 

You’ll Be Doing Yourself And The Environment A Huge Favour By Getting A Home Composter, Turning All Your Food Waste To Compost. Be Prepared To Get Stunned At The Way Your Garden Grows Post This!

 

Dispose Of Electronic And Medical Waste The Right Way, Instead Of Just Dumping Them With The Rest Of The Garbage.

 

Old Magazines, Newspapers And Other Paper Waste Can Be Recycled, As Can Most Of The Plastic Waste.

 

8) Use Solar Energy

 

Get Solar Panels Installed On Your Terrace, So That You Can Make Use Of Solar Power To Heat Up Your Bath Water. You Could Even Switch Over To Solar-Powered Batteries, Vehicles, And Lights For Your Green Home.

 

See The Difference In Your Electricity Bill The Next Month Onwards!

 

9) Reduce The Use Of Plastic

 

Switch Over To Stainless Steel Bottles To Store Your Drinking Water. You Could Store Groceries In Stainless Steel Containers Instead Of Plastic Ones, Or Store Them In Pretty Ceramic Or Tin Containers That’ll Add To Your Kitchen Decor While Also Lasting You For Years! Bamboo Or Wooden Buckets Can Be Used Instead Of Plastic Waste Paper Baskets. Change The Buckets And Mugs In Your Bathroom To Stainless Steel Ones, Too.

 

Whenever You Step Out Of Your House, Ensure That You Carry Water In A Stainless Steel Bottle, So That You Do Not Have To Resort To Buying Bottled Water. Also, Carry Your Own Cloth Bags When You Go Grocery Shopping And Do Away With Those Unpleasant Plastic Ones.

 

10) Change Your Showerhead And Toilet Flush

 

Change The Showerhead And The Toilet Flush In Your Home To Ones That Are More Environment-Friendly. Buy Ones That Use A Lower Volume Of Water, So That You Can Cut Down On Water Wastage. High Pressure Hand Showers And Faucets Also Have The Tendency To Spoil The Pipe Washers Quickly And You’ll Have To Replace More Frequently.

 

11) Use Eco-Friendly Cookware

 

Stainless Steel, Aluminium, Brass And Clay Vessels Are Great To Cook In, And Environment-Friendly As Well. Switch Over To Such Cookware Instead Of Microwave-Safe Vessels And Non-Stick Pots And Pans.

 

Stainless Steel, Brass And Ceramic Cookware Are Safer For Your Health, And Can Be Cleaned Relatively Easily, With Less Water.

 

12) Run Your Washing Machine With Full Loads

 

Whenever Possible, Wait For A Full Load Of Clothes To Run Your Washing Machine Instead Of Putting Only A Couple Of Article In. You Could Skip Washing The Clothes On A Day When There Isn’t Much In The Laundry Basket. Or You Could Choose To Wash Clothes On Alternate Days!

 

You Will Be Amazed At The Amount Of Water And Electricity You Will Save By Doing This.

 

13) Get Those Services Done!R

 

Get Regular Servicing Done For All Your Household Appliances, Especially Your Air Conditioners, The Refrigerator, The Gas Stove And The Vehicles. Clean Up The Dirt Accumulated On Those Wires. Also, Reduce The Amount Of Junk In Your Car.

 

All Of This Will Not Only Ensure A Much Lower Electricity Consumption, But The Clean And Functioning Gizmos Also Keep Your Home Generally Happy.

 

14) Harvest Rainwater

 

Get A Rainwater Harvesting System Installed In Your Home. If This Is Absolutely Not Possible, Place A Few Barrels, Buckets Or Pots Around Your House In Which Rainwater Can Collect.

 

Use The Water Collected Using Rain Water Harvesting For Various Household Uses, Or Use It For Growing Your Beautiful Garden!

 

15) Use Locally Made Products

 

Use Products That Have Been Made Locally, Instead Of Things That Have Travelled Half The World To Reach You. This Applies Not Only To Grocery And Vegetables, But To The Décor Of Your House Too. Why Don’t You Consider Doing Up Your House With Locally Made Products Or Handicrafts?

 

By Doing So, You Will Not Only Help The Local Economy And Help Artisans Maintain Their Livelihood, But Also Reduce Wastage In A Lot Of Ways.

 

Simple, Right? Going Green Is Not Difficult. It Just Requires The Right Mindset And Getting Off The Couch For A Little Longer Every Day! And While You’re At It, Encourage Carpooling, Too.

 

Why Don’t You Take A Pledge To Get A More Eco-Friendly House This Very Instant?

 

 

 

2 BHK Flat In Thane Ghodbunder Road Contact Ace Constructions Sales Office